The Josh Guillory Show
The Josh Guillory Show
Reform or Rhetoric? Louisiana’s Insurance Cage Match
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Reform or Rhetoric? Louisiana’s Insurance Cage Match

Friday, April 11, 2025

In today’s episode of The Josh Guillory Show, we dive into the growing debate over Louisiana’s skyrocketing auto insurance rates. Governor Jeff Landry is pushing forward with a reform package he says will bring balance to a broken system — but not everyone’s on board, especially Insurance Commissioner Tim Temple.

Key Discussion Points:

  • Governor Landry’s Reform Agenda: Governor Landry is calling for a legislative solution that holds both insurance companies and personal injury lawyers accountable. His plan aims to cut costs for drivers and restore fairness to the process.

  • Commissioner Temple’s Pushback: Temple argues that insurers are already providing required information and operating at a loss in Louisiana. He warns that some of the proposed changes could hurt more than help.

  • Insurance Industry Insight: Experts say Louisiana’s claim costs are significantly higher than neighboring states — largely because of our state’s legal climate. Some worry that litigation reform could be more effective than rate caps.

  • What’s Next at the Capitol: With the legislative session kicking off Monday, all eyes are on Baton Rouge. Will lawmakers side with the governor, the commissioner, or carve out their own path?

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Stay informed, stay engaged — and don’t miss today’s debate on the future of insurance in Louisiana.

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